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  • DSK Rodina
    paid by employers which are recognized as expense for tax and accounting purposes and are free from mandatory insurance contributions at the account of the insured person and the employer amount to BGN 60 monthly per employee as per CITA art 213 par 1 When the contribution exceeds BGN 60 a corporate tax of 10 is paid on the surplus For personal contributions Simultaneously with the insurance through contributions at employer s account to VPFOS DSK Rodina it is also possible to insure through personal contributions with a view to the use of tax relieves granted for individual supplementary voluntary insurance following the procedure of the Individual Income Taxation Act The personal contributions for supplementary voluntary pension insurance at the rate of up to 10 on the monthly or annual tax base are deducted from the tax base before a tax is being levied on individual income On amounts withdrawal before entitlement to a supplementary pension only the amounts corresponding to the tax relief used on payment to the Fund shall be subject to taxation If the person is not a pensioner or if no insurance event of old age disability or death has occurred the amount shall be charged

    Original URL path: https://dskrodina.bg/page/default.aspx?xml_id=/en-US/voluntaries/VPFOS/relieves/ (2016-02-18)
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  • DSK Rodina
    insured persons Tax relieves Rights of insured persons Fees Management license Rights of insured persons The rights of the persons insured with VPFOS DSK Rodina are individual for each Occupational scheme in each entity The general rights of insured persons

    Original URL path: https://dskrodina.bg/page/default.aspx?xml_id=/en-US/voluntaries/VPFOS/rights/ (2016-02-18)
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  • DSK Rodina
    for employer Benefits for insured persons Tax relieves Rights of insured persons Fees Management license Fees Amount of the charges and deductions collected by PIC DSK Rodina AD in accordance with the Rules and Regulations on the Activities of VPF

    Original URL path: https://dskrodina.bg/page/default.aspx?xml_id=/en-US/voluntaries/VPFOS/fees/ (2016-02-18)
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  • DSK Rodina
    we insure How to insure Withdrawal of funds Benefits for employer Benefits for insured persons Tax relieves Rights of insured persons Fees Management license Management license Management license Custodian bank of VPFOS DSK Rodina is CB Allianz Bank Bulgaria AD Investment intermediaries First Financial Brokerage House OOD Data on VPFOS court registration Sofia City Court Company File No 20597 2007 Decision No 1 of 28 December 2007 Services Pension and

    Original URL path: https://dskrodina.bg/page/default.aspx?xml_id=/en-US/voluntaries/VPFOS/decision/ (2016-02-18)
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  • DSK Rodina
    Fay prize of the OTP Bank for special merits in her work at DSK Bank the most successful subsidiary in OTP Group The prize is an acknowledgement of Ms Marinova s personal contribution to the financial performance and the organizational and managerial consolidation of DSK Bank In 2007 the Bulgarian financial weekly Banker declared Violina Marinova Banker of the Year and the prestigious British financial magazine Finance Central Europe chose DSK Bank s head as Banker of the Year in Bulgaria for five consecutive years 2006 2007 2008 2009 and 2010 On the 10th of September 2013 Violina Marinova has been awarded with Stara Planina order first degree In October 2013 Ms Marinova won the title Manager of the Year 2013 in the Manager of the Year competition organized by Manager magazine DSK Bank s CEO is the first woman to receive this award in the only national competition to acknowledge the higher achievements in business management Mrs Marinova speaks Armenian English Russian and French Yuriy Genov SB member Yuriy Genov was born in 1961 in Sofia He graduated from the Institute of Polytechnics in Toula Russia acquiring a Master of Science degree in Systems for Automatic Control In 1999 he acquired a qualification in CICS Application Programming with IBM London His career in the bank sector commenced in 1995 at Biochim Commercial Bank staring as head of Application Software Department and continued at DSK Bank where he occupied different positions From 2004 to 2012 Yuriy Genov was in charge of IT Operations Directorate and in 2012 he became head of IT Systems Development and Implementation Directorate Under his management the centralization of the Bank s IT systems took place as well as the process of consolidation and optimization of the Bank s technical infrastructure and reorganization of the IT

    Original URL path: https://dskrodina.bg/page/default.aspx?xml_id=/en-US/about/authorities/supervision/ (2016-02-18)
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  • DSK Rodina
    prior to the sale of the company outside of the OTP Group Nikolay Marev Chief Executive Director of PIC DSK Rodina AD MB member Nikolay Marev was born in 1967 in Burgas Completed his secondary education at English language school in Burgas Awarded B A in Accounting and International Economics at the State University of New York Obtained a Master degree in International Economic Relations from the University of Economics in Budapest in 1995 Holds an accounting qualification FCCA He started his career as an auditor at Coopers Lybrand in Budapest in August 1994 Continued as a corporate auditor at Philip Morris in Lausanne Switzerland until the end of 1997 Worked at Oresaventures venture capital fund for Central and Eastern Europe in Brussels until the end of 1999 As a CFO of the Cefin Holding S A from early 2000 to September 2003 he was involved in the establishment of a dealer network for the distribution of Iveco trucks in Hungary Romania and Bulgaria with the brand Cefin and a parallel captive leasing companies with the Afin brand From October 2003 till the end of 2004 was a procurator and a CFO of DSK Bank member of the OTP Group From early 2005 until May 2009 year was the Executive director of Merkantil Bank a member of the OTP Group where he was responsible for the development of the international network of the bank Established and managed leasing companies in Bulgaria Croatia Romania Serbia Slovakia and Ukraine In late May 2009 he was appointed as a Chief Executive Director and a member of the Management board of PSC DSK Rodina AD Fluent in English Hungarian and Russian Father of three boys Rumiana Sotirova Executive Director of PIC DSK Rodina AD MB member Ms Rumiana Sotirova holds a master s degree at the University of National and World Economy Sofia and Ph D in economics from the Russian Academy of Sciences Specialized in Trade and Finance at Georgetown University in Washington and Management and Asset s management at the School of Business at ING Group in the Netherlands Her early career is connected with the Ministry of Foreign Economic Relations and the Bulgarian Stock Exchange She was a Chairwoman of the Board of Directors of the International Fair Plovdiv Since 1997 till 2009 she worked in the structures of ING Group in Bulgaria at ING Bank as Chief economist at ING Pension Insurance as a Head of Corporate sales and as Executive Director During the period 2006 2009 was a member of the Management Board of the Bulgarian Association of Supplementary Pension Insurance A focus in her professional experience is the management of sales and a customer service as well as the administration of pension funds In early 2010 she was appointed as an Executive director and a member of the Management board of PSC DSK Rodina AD She is fluent in English and Russian and speaks French and Spanish Mihail Sotirov Chief Risk Officer of P I C DSK Rodina

    Original URL path: https://dskrodina.bg/page/default.aspx?xml_id=/en-US/about/authorities/administrative/ (2016-02-18)
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  • DSK Rodina
    Stefan Stefanov Kostadinov Teodor Dimchev Prodanov Silva Stoyanova Lisichkova Maria Metodieva Petrova Emiliya Emilova Ganeva Hristo Vasilev Hristov Contact Emiliya Borisova Markova Address 1040 Sofia 1 Macedonia square fl 8 tel 401 06 73 E mail emarkova citub net COUNCIL OF TRUSTEES FOR PROFESSIONAL PENSION FUND Snezhanka Mirkova Slavcheva chairwoman Nikolay Ivanov Marev Valeriya Peteva Petrova Stefan Stefanov Kostadinov Silva Stoyanova Lisichkova Maria Metodieva Petrova Emiliya Emilova Ganeva Elka Dinkova

    Original URL path: https://dskrodina.bg/page/default.aspx?xml_id=/en-US/about/authorities/trust/ (2016-02-18)
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  • DSK Rodina
    of Trustees Management Consultative Council Intermediaries Contacts Documents News Management Chief Executive Director Nikolay Marev Executive Director Rumiana Sotirova Chief Risk Officer Mihail Sotirov Head of Internal Control Department Simon Agopyan Finance and Accounting Directorate Emiliya Veleva Investments Directorate Ivan Ivanov Bank Assurance and Corporate Sales Division Vladimir Ralchev Membership and Pensions Directorate Zuzha Dimitrova Information Technologies Department Momchil Asenov Chief legal adviser Margarita Boneva Actuary Nikolay Todorov Services Pension

    Original URL path: https://dskrodina.bg/page/default.aspx?xml_id=/en-US/about/authorities/managers/ (2016-02-18)
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